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Thinking Actuary
Thoughts on Pensions, Retirement & Investments


Feel Free Retirement Spending
Spend with confidence using this simple rule of thumb. Divide your age by 20 and feel free to spend that percentage of your savings each...
Nov 2, 20212 min read

Do you need annuity income?
It's actually pretty easy to figure out whether you need an annuity and how much annuity income you should have. You’ve saved your whole...
Nov 2, 20213 min read


Does Equity Risk Increase Over Time?
The short answer is: "who knows?" However, some experts offer misleading "proof" that it does. Generally investors are more comfortable...
Nov 2, 20214 min read
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